JMcHood, Author at FHA.co

April 15, 2019 By JMcHood

Do You Have to Use the Same FHA Lender for the FHA Streamline Loan?

If you have an FHA loan you may have the opportunity to refinance it with the FHA streamline loan. This program allows you to refinance your FHA loan with very …

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April 1, 2019 By JMcHood

What is the Highest Debt to Income Ratio Acceptable for FHA Loans?

After your credit score, lenders pay close attention to your DTI or debt-to-income ratio. This is the comparison of your debts to your gross monthly income. …

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March 25, 2019 By JMcHood

Mortgage Waiting Periods for Home Buyers With a Prior Short Sale, Foreclosure, or Bankruptcy

Have you suffered a negative credit event, such as a short sale, foreclosure, or bankruptcy? You aren’t alone, as millions of Americans experienced the same …

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